![]() ![]() Account features: Check into features offered with checking and savings accounts.They also generally do not require automatic direct deposit of a payroll check. Student accounts often have a low or no minimum balance requirements. Student checking or saving accounts: Ask the banks you are reviewing if they offer student accounts.Access your money at your bank ATMs 24 X 7. Eliminate the need for costly money orders to pay bills. With a checking account you pay bills with a check or on-line. Access to financial system: Pay bills that cannot be paid with cash.Your home does not offer the same security as a bank branch. Money safety: A checking or savings account is safer than keeping money under your mattress.You will always make changes to your budget as need be, but starting and following through is critical. Once you start your budget trust what you have created and follow through on this important commitment. Implement and trust your budget: Implementation is key.Put in at least as much as the company match if not more. Don’t leave money on the table if you have a company match. ![]() Also these type of saving plans often have company match programs to provide you an incentive to save for yourself. Many do this through pension or 401K savings plans.
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